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How OFWs can Apply for SSS Salary Loan

  Feb 7, 2014

The salary loan is just one of the benefits and privileges an OFW may get if he/she is a contributing member of SSS. In a previous article, we discussed who are eligible for this kind of loan and how would be the process of payment for the loan. For an OFW SSS-member to be able to avail of or apply for a Social Security System (SSS) salary loan, he/she must prepare some documentary requirements and do the following steps:


1. The OFW SSS-member must:
  1.  download and fill-out a Member Loan Application form. 

  2. must present his/her SS ID. In case the OFW SSS-member does not have an SS ID yet, he/she must file for application of SS-card (Form E-6). An acknowledgment stub will be given to him/her once he/she applies for an SS ID.

  3. prepare two valid identifications (ID). Among the ones accepted are listed below:
  • Professional Regulation Commission (PRC) ID card
  • Unexpired Driver's License
  • Passport
  • Postal ID
  • School or Company ID
  • Tax Identification Number (TIN) card
  • Seaman's Book
  • membership card issued by private companies
  • Overseas Worker Welfare Administration (OWWA) card
  • Senior Citizen's card
  • Voter's Identification card/Affidavit/Certificate of Registration
  • ATM card with cardholder's name; or with certification from bank (if without name)
  • Credit card
  • Fisherman's card issued by BFAR
  • GSIS card/Member's Record/Certificate of Membership
  • Health or Medical card
  • ID card issued by LGUs (e.g. Barangay/Municipal/City)
  • ID card issued by professional association recognized by PRC
  • Birth Certificate
  • Baptismal Certificate
  • Marriage Contract
  • NBI Clearance
  • Pag-IBIG Member's Data Form
  • Permit to carry firearms issued by the Firearms and Explosive Unit of PNP
  • PHIC Member's Data Record
  • Police Clearance
  • Seafarer's Registration Certificate issued by POEA
  • Temporary Driver's License issued by LTO
  • Transcript of Records
  • Alien Certificate of Registration
  • Bank Account Passbook
  • Certificate from Office of Southern/Northern Cultural Communities; or Office of Muslim Affairs
  • certificate of Licensure/Qualification Documents/Seafarer's ID and Record Book from Maritime Industry
  • Certificate of Naturalization from the Bureau of Immigration
  • Life Insurance Policy
  • Birth/Baptismal certificate of child/ren

Special Cases:
If the salary loan is filed by member-borrower's Authorized Representative, the authorized representative must bring and submit the following:
  • member-borrower's Member Loan Application;
  • member-borrower's SS card or any two valid IDs both with signature (at least one with photo)
  • Authorized Representative's SS card or any two valid IDs both with signature (at least one with photo)
  • Letter of Authority (LOA) signed by both the member-borrower and the member-borrower's authorized representative.


If filed by Employer/Company's Authorized Representative, the following must be submitted:
  • accomplished Member Loan Application
  • Authorized Company Representative (ACR) card issued by SSS
  • Letter of Authority (LOA) from employer and any two valid IDs both with signature and at least one with photo
  • member-borrower's SS card or in its absence, Application for SS card (SS Form E-6) acknowledgment stub and any two valid IDs both with signature and at least one of the IDs with photo.

If filed by the member's representative:
  • present member's SS card or two (2) valid IDs, one of which with photo and signature,
  • authorization letter signed both by the member and representative.

 
2. OFW members may file for a salary loan application at the SSS Representative Offices in selected countries.

 

SSS does not have any regional office near my area, what do I do now?

In case there is no SSS office in a particular country an OFW is currently residing in, an OFW salary loan applicant may send the loan application and supporting documents to relatives in the Philippines and authorize them to file at the SSS branch. Documents issued in other country should be duly authenticated or certified by the Philippine Consulate/Embassy.

They may also send the application and supporting documents to Foreign Branch Expansion and Monitoring Department through mail (3/F SSS Building, East Avenue, Diliman, Quezon City) or fax (632-435-9814).

 

Note: The employer shall submit an updated Specimen Signature Card (SS Form L-501) to be updated annually to avoid delay in the processing of salary loan applications.

 

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